Most of our lending partners work with credit scores of 600+. However, some lenders have flexible options for lower scores, especially if you have strong business financials. We'll help match you with the right lender for your situation.

Down payment requirements typically range from 10-20%, though this varies by lender and the specific equipment. We work with you to find a financing structure that fits your cash position.

Pre-approval typically takes 24-48 hours for most applications. Final approval and closing can occur within 5-7 business days once all documentation is submitted.

Absolutely — financing used equipment is our specialty. Our lending partners understand the value and longevity of quality used material-processing equipment, which means better rates and terms than traditional lenders.

Typical documentation includes business financials (balance sheet, income statement), recent tax returns (usually 2 years), equipment specifications and pricing details, and proof of business ownership. Our team will guide you through the full checklist.

Yes, several of our lending partners offer lease-to-own structures. This can be a great option if you want flexibility or prefer to test equipment before committing to ownership. Ask us about lease-to-own options for your equipment.